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最終更新日：2026年3月

Closebills Terms and Conditions

Version 2.0 Effective date: 15 March 2026

Please read these terms and conditions carefully before using Our Service.

Interpretation

The words of which the initial letter is capitalized have meanings defined under the following conditions. The following definitions shall have the same meaning regardless of whether they appear in singular or in plural.

Definitions

For the purposes of these Terms and Conditions:

  • Application means the software program provided by the Company downloaded by You on any electronic device, named Closebills.
  • Application Store means the digital distribution service operated and developed by Apple Inc. (Apple App Store) or Google Inc. (Google Play Store) in which the Application has been downloaded.
  • Affiliate means an entity that controls, is controlled by or is under common control with a party, where "control" means ownership of 50% or more of the shares, equity interest or other securities entitled to vote for election of directors or other managing authority.
  • Country refers to: Italy.
  • Company (referred to as either "the Company", "We", "Us" or "Our" in this Agreement) refers to Closebills, operated by Felipe Fernandes, Via Marchese Visconti 2, Torino, Italy.
  • Device means any device that can access the Service such as a computer, a cellphone or a digital tablet.
  • Service refers to the Application.
  • Terms and Conditions (also referred as "Terms") mean these Terms and Conditions that form the entire agreement between You and the Company regarding the use of the Service.
  • Third-party Social Media Service means any services or content (including data, information, products or services) provided by a third-party that may be displayed, included or made available by the Service.
  • You means the individual accessing or using the Service, or the company, or other legal entity on behalf of which such individual is accessing or using the Service, as applicable.

Acknowledgment

These are the Terms and Conditions governing the use of this Service and the agreement that operates between You and the Company. These Terms and Conditions set out the rights and obligations of all users regarding the use of the Service.

Your access to and use of the Service is conditioned on Your acceptance of and compliance with these Terms and Conditions. These Terms and Conditions apply to all visitors, users and others who access or use the Service.

By accessing or using the Service You agree to be bound by these Terms and Conditions. If You disagree with any part of these Terms and Conditions then You may not access the Service.

You represent that you are at least 14 years old (Italy's digital consent age) and at least 18 years old or otherwise eligible under Italian law to enter into a contract. The Company does not permit those under 14 to use the Service.

Your access to and use of the Service is also conditioned on Your acceptance of and compliance with the Privacy Policy of the Company. Our Privacy Policy describes Our policies and procedures on the collection, use and disclosure of Your personal information when You use the Application and tells You about Your privacy rights and how the law protects You. Please read Our Privacy Policy carefully before using Our Service.

Description of Service

Closebills is a mobile application that allows You to track Your recurring or fixed expenses such as subscriptions, bills, rent, and utilities. You can add, manage, and monitor Your fixed payments to better organise Your personal finances. The Application does not provide financial advice, banking services, or payment processing. All financial data You enter is for personal tracking purposes only and should not be relied upon as a substitute for professional financial advice.

Accounts and User Obligations

You must register for an account to access many features. By creating an account, You confirm that You meet the age requirements set out in the Acknowledgment section above. You agree to provide accurate information and keep Your password secure. You are responsible for all activity on Your account, so notify Us immediately of any unauthorised use. Each account is for individual use and may not be shared. You agree not to circumvent any security features (such as attempts to hack, reverse-engineer, or exploit the Application).

We use Google Firebase Authentication to manage sign-ups and logins, which means Your account data is stored in Google's secure systems. By creating an account, You consent to this data processing as described in Our Privacy Policy.

Subscription Plans and Payments

Closebills offers a monthly and a yearly auto-renewing subscription. Subscriptions auto-renew at the end of each billing period unless cancelled. Payments are handled via the Application Store and are due in advance. Payments are non-refundable once a subscription period begins, except as required by applicable law.

If You cancel, You will retain access until the end of Your paid period.

How to cancel:

  • iOS users: Cancel through Your Apple ID settings (Settings > [your name] > Subscriptions on Your device).
  • Android users (when available): Cancel through Google Play (Google Play > Menu > Subscriptions).

EU and Italian consumers: You have a statutory right to withdraw from a digital subscription contract within 14 days of purchase. To exercise this right, notify Us by email at felipe@closebills.com before the 14-day deadline; We will refund any unused period in accordance with law. After this withdrawal period, no refund is due unless required by law or expressly stated. Upon renewal, We will notify You at least 30 days in advance of any price increase, giving You the chance to cancel.

Lifetime License Clarification

If You have purchased a "lifetime" license for the Application, this license grants You the right to use the Application in its current state and form as of the date of purchase. The term "lifetime" refers to the current availability of the Service and does not guarantee perpetual access to the Application or its services.

The Company reserves the right to discontinue, modify, or cease operation of the Service at any time without prior notice. Your lifetime license does not entitle You to future updates, new features, continued server support, or maintenance beyond what is currently provided.

Upon discontinuation of the Service, Your license will terminate, and You acknowledge that no refunds or compensation will be provided for unused portions of Your lifetime license.

From time to time, We may offer other special pricing or promotional offers. These offers are subject to their own specific terms, which will be posted with the promotion. All promotional purchases are non-refundable except as required by law (including the 14-day EU withdrawal right where applicable). We reserve the right to modify or discontinue promotional offers at Our discretion.

Intellectual Property

All content available through the Application — including text, graphics, logos, trademarks and other materials — is Our exclusive property or used with permission. You are granted a limited, non-exclusive license to use the Application only as permitted by these Terms. You may not copy, modify, distribute or create derivative works from Our content unless We explicitly allow it. Our logos, names and other brand features are protected by intellectual property laws.

User Feedback and Suggestions

We welcome Your feedback and suggestions about the Application. Any feedback You submit — including ideas, suggestions, or comments — will not be treated as confidential or proprietary. By giving feedback, You agree that We own it. You hereby assign to Us all rights in any feedback You provide. We may use or incorporate Your feedback into the Application or other products without compensation or obligation to You.

Use of Google Analytics and Cookies

We use Google Analytics to collect anonymous usage data and improve the Application. Google Analytics may use cookies or mobile identifiers to track activity. As required by Google's terms, We disclose that Google Analytics collects and processes this data. You can read Google's official notice ("How Google uses information from sites or apps") for details.

We do not use the Advertising Identifier (IDFA) for ads and do not perform cross-app tracking. If applicable law requires it, We will obtain Your consent for cookies or similar technology before collection. We will not circumvent any built-in opt-out mechanisms and will comply with Google's policies.

Account Deletion and Data Erasure

You may delete Your account at any time directly within the Application by navigating to Settings > Account > Delete Account. You may also request deletion by emailing Us at felipe@closebills.com.

When You delete Your account:

  • All Your personal data (account information, bills, preferences, and any other data associated with Your account) will be permanently erased.
  • No personal data will be retained after deletion. We do not keep backups of deleted user data.
  • Any active subscription will be cancelled. You are responsible for cancelling Your subscription through Your device's app store settings before deletion to avoid further charges.
  • Anonymised, aggregated analytics data (which cannot identify You) may remain in Google Analytics, but no personal data is retained.
  • This action is irreversible. Once Your account is deleted, Your data cannot be recovered.

We will process deletion requests within 30 days of receipt.

Links to Other Websites

Our Service may contain links to third-party web sites or services that are not owned or controlled by the Company.

The Company has no control over, and assumes no responsibility for, the content, privacy policies, or practices of any third party web sites or services. You further acknowledge and agree that the Company shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any such content, goods or services available on or through any such web sites or services.

We strongly advise You to read the terms and conditions and privacy policies of any third-party web sites or services that You visit.

Termination

We may terminate or suspend Your access immediately, without prior notice or liability, for any reason whatsoever, including without limitation if You breach these Terms and Conditions. Upon termination, Your right to use the Service will cease immediately.

Limitation of Liability

Notwithstanding any damages that You might incur, the entire liability of the Company and any of its suppliers under any provision of these Terms and Your exclusive remedy for all of the foregoing shall be limited to the lesser of (a) the amount actually paid by You through the Service in the 12 months preceding the claim, or (b) EUR 500.

To the maximum extent permitted by applicable law, in no event shall the Company or its suppliers be liable for any special, incidental, indirect, or consequential damages whatsoever (including, but not limited to, damages for loss of profits, loss of data or other information, for business interruption, for personal injury, loss of privacy arising out of or in any way related to the use of or inability to use the Service, third-party software and/or third-party hardware used with the Service, or otherwise in connection with any provision of these Terms), even if the Company or any supplier has been advised of the possibility of such damages and even if the remedy fails of its essential purpose.

Some jurisdictions do not allow the exclusion of implied warranties or limitation of liability for incidental or consequential damages, which means that some of the above limitations may not apply. In these jurisdictions, each party's liability will be limited to the greatest extent permitted by law.

"AS IS" and "AS AVAILABLE" Disclaimer

The Service is provided to You "AS IS" and "AS AVAILABLE" and with all faults and defects without warranty of any kind. To the maximum extent permitted under applicable law, the Company, on its own behalf and on behalf of its Affiliates and its and their respective licensors and service providers, expressly disclaims all warranties, whether express, implied, statutory or otherwise, with respect to the Service, including all implied warranties of merchantability, fitness for a particular purpose, title and non-infringement, and warranties that may arise out of course of dealing, course of performance, usage or trade practice.

Without limitation to the foregoing, the Company provides no warranty or undertaking, and makes no representation of any kind that the Service will meet Your requirements, achieve any intended results, be compatible or work with any other software, applications, systems or services, operate without interruption, meet any performance or reliability standards or be error free or that any errors or defects can or will be corrected.

Without limiting the foregoing, neither the Company nor any of the Company's providers makes any representation or warranty of any kind, express or implied: (i) as to the operation or availability of the Service, or the information, content, and materials or products included thereon; (ii) that the Service will be uninterrupted or error-free; (iii) as to the accuracy, reliability, or currency of any information or content provided through the Service; or (iv) that the Service, its servers, the content, or emails sent from or on behalf of the Company are free of viruses, scripts, trojan horses, worms, malware, timebombs or other harmful components.

Some jurisdictions do not allow the exclusion of certain types of warranties or limitations on applicable statutory rights of a consumer, so some or all of the above exclusions and limitations may not apply to You. But in such a case the exclusions and limitations set forth in this section shall be applied to the greatest extent enforceable under applicable law.

No Financial Advice Disclaimer

The Application is a personal expense tracking tool only. Nothing in the Application constitutes financial, tax, investment, or legal advice. The Company is not a financial institution, advisor, or regulated entity. You should consult qualified professionals for financial decisions. The Company is not responsible for any financial decisions You make based on information displayed in the Application.

Governing Law

The laws of Italy, excluding its conflicts of law rules, shall govern these Terms and Your use of the Service. Your use of the Application may also be subject to other local, state, national, or international laws.

Disputes Resolution

If You have any concern or dispute about the Service, You agree to first try to resolve the dispute informally by contacting the Company.

For European Union (EU) Users

If You are a European Union consumer, You will benefit from any mandatory provisions of the law of the country in which You are resident. Nothing in these Terms limits any mandatory consumer rights under Italian or EU law for consumers.

You may also use the European Commission's Online Dispute Resolution (ODR) platform at https://ec.europa.eu/consumers/odr for alternative dispute resolution.

Severability

If any provision of these Terms is held to be unenforceable or invalid, such provision will be changed and interpreted to accomplish the objectives of such provision to the greatest extent possible under applicable law and the remaining provisions will continue in full force and effect.

Waiver

Except as provided herein, the failure to exercise a right or to require performance of an obligation under these Terms shall not affect a party's ability to exercise such right or require such performance at any time thereafter nor shall the waiver of a breach constitute a waiver of any subsequent breach.

Platforms and Availability

Closebills is currently available on iOS (Apple App Store). An Android version (Google Play) is planned for the future. When available, the Android version will be subject to these same Terms. Platform-specific terms (such as cancellation and refund processes) will be updated accordingly upon launch.

Changes to These Terms and Conditions

We reserve the right, at Our sole discretion, to modify or replace these Terms at any time. If a revision is material We will make reasonable efforts to provide at least 30 days' notice prior to any new terms taking effect. What constitutes a material change will be determined at Our sole discretion.

By continuing to access or use Our Service after those revisions become effective, You agree to be bound by the revised terms. If You do not agree to the new terms, in whole or in part, please stop using the Application and the Service.

Where changes affect consent-based processing, We will seek fresh consent.

Contact Us

If you have any questions about these Terms and Conditions, You can contact us:

Closebills (operated by Felipe Fernandes) Via Marchese Visconti 2, Torino, Italy Email: felipe@closebills.com Website: closebills.com

We will do our best to address Your inquiries within 30 days.